ESS Settlement Services

  • Facebook
  • Google+
  • Linkedin
  • Twitter
  • Home
  • About Us
    • Our Founders
    • Staff and Affiliates
  • Our Services
    • Structured Settlement Design & Planning
      • In Depth Look At Structures/FAQ
      • Complete Document Preparation & Review
      • Mediation Attendance
    • Life Care Plan & Financial & Economic Needs Analysis
      • Pre and Post Verdict 50(a) & 50(b) Periodic Judgment Analysis
    • Attorney Fee Deferment
    • Medicare Set-Aside (MSA) Analysis & Future Allocation Apportionment
    • Lien Resolution Services
    • Benefits Coordination & Planning Team
      • Medicare, Medicaid & Healthcare Compliance
    • Trust Advisement & Services
    • QSF Services
  • Our Blog
  • Resources
  • Contact Us
    • Request a Proposal

Why It’s Important to Push Back if an Insurance Company Pushes You

May 26, 2015 by Brian Schachter Leave a Comment

round or square tableAs with any negotiation, mediations typically start out with the parties addressing preliminary matters and trying to set the ground rules for negotiation, or trying to agree on how to agree. Sometimes these preliminary matters seem a little frivolous, dealing more with matters of style than substance, as the parties come to the table, jockeying for position. One of my favorite examples of this is the famous Vietnam Peace Conference that began in 1968 but stalled for many months as the parties haggled about the shape of the negotiating table. The North Vietnamese favored a round table whereas the South Vietnamese insisted on a rectangular table.

Unimportant as such preliminary matters may seem, they can actually make a big difference in the ultimate outcome of a mediation. Not that we have a strong preference for using either a round or rectangular table but after picking a mediator, it’s important to pay attention to a few other details that will also be included in your mediation agreement, as it establishes the framework for all that follows.

[Read more…]

Filed Under: Mediations, structured settlements Tagged With: mediations, mediator, structured settlements

What positives can come out of an unsuccessful mediation?

April 28, 2015 by Brian Schachter Leave a Comment

shutterstock_178607258The ultimate goal of mediation is, of course, that the parties reach a settlement, which entails compromise on both sides of the case. With the help of a mediator, the plaintiff and defendant find a middle ground between the bid and the ask, and both parties walk away, feeling that they have benefited by avoiding the expense, uncertainty and stress of going to trial.

But while mediation usually enjoys a high success rate, even the best mediators don’t always produce a settlement. In a way, this can be disheartening and may feel like failure, particularly if you’ve invested significant time and money in preparing, paid fees to the mediator and maybe to produce your expert witnesses too, and still end up in the same place. It may feel like you have nothing to show for your efforts except now you’re a day closer to your trial date.

In fact, in our experience there really is no such thing as a completely unsuccessful mediation. Even when you don’t emerge from the session with a settlement in hand there are invariably significant benefits from participating in the process; it will typically better position you to obtain a successful outcome to the case, much more effectively than rushing headlong into trial.

Here are couple other tangible benefits we see emerge from mediation even when settlement itself remains elusive:

  1. A good mediator starts off by encouraging both sides to put their cards on the table. The plaintiff and defense each presents their case. If nothing else, this means that you can get a sense of the defense lawyer’s strategy and theory of the case.
  2. If all parties are present at the mediation, you’ll get some face-to-face time with the insurance adjusters. There is definitely something valuable about sitting across the table from the real party in interest, learning about the styles and personalities involved that stand between you and recovery for your client.
  3. We all have experience dealing with clients who have developed unrealistic expectations about their prospects for their case. This can make your job is twice as hard because you end up having to negotiate with both the adjuster and your client. In that case, bringing your client to the mediation can provide a welcome reality check. A good mediator can help catalyze the process of bringing your client down to Earth by opening their eyes to the realities of what defense is actually willing to offer.
  4. It’s also possible, particularly if you’ve been working on a case for a long time, that you might be seeing it through rose-colored glasses. We’ve seen a lot of lawyers fall in love with their cases, blinding them to potential flaws and weaknesses. The mediator is seeing it for the first time, through a fresh set of eyes, and may be able to help you better assess your chances at trial. A good mediator will provide you with feedback on your presentation and a more objective view of the strength of your case.
  5. Even when mediation doesn’t produce settlement, any settlement offer is better than nothing and you should at least succeed in narrowing the gap between bid and ask. Typically (though not always) a settlement offer that gets made by the defense will remain on the table right up until the start of the trial. So, if nothing else, the mediation should establish a floor for your client’s recovery and leave open the opportunity for further progress as the trial date approaches. In our experience, the most successful mediations occur within a few months of the trial date, when all parties are keenly aware of the work that still needs to be done and risks entailed.
  6. In many personal injury cases, the defendant will have multiple layers of insurance coverage, known as primary and excess. Mediation will sometimes establish the willingness of the primary coverage carrier to settle on acceptable terms, leaving you with a reduced cast of characters to negotiate with in order to resolve the case. Narrowing the field of your opposition often proves to be an important first step.

So when you go into mediation, you want to give it your best shot to reach settlement. But you also want to bear in mind that mediation is very different from trial itself. It’s not winner take all and both sides should emerge from it better positioned and closer to settlement than you were before heading into it.

Filed Under: Mediations Tagged With: defense, litigation, mediation, mediator, plaintiff, settlement

Trial Ready or Not?

April 21, 2015 by Randy Levine Leave a Comment

shutterstock_234997276This week, we are continuing our series on how lawyers can get the most out of mediations. Last week, we wrote about the importance of getting all of the right people in the room. Showing up is the important place to start, but once you’re there, you better be ready: trial ready.

What does trial ready even mean?

To start with, it means that you have already addressed all essential motion practice related to the matter in hand. If the case warrants a shot at summary judgment on liability beforehand without going to a jury, then you should have already fully exhausted all avenues of motion practice before walking into the mediation (i.e. Labor Law 240). If you go to mediation too early, before you’ve taken that step, you’ve just handed a sword to the defense to argue that they can defeat a motion for summary judgment.  It can,also give them a psychological edge in thinking that you are not standing fully behind your case and you’re willing to take a discount.

Trial ready also means you’re walking into mediation ready to present your case, having fully prepared your arguments and evidence as you would before heading into court for the first day of trial. Some lawyers come equipped with a full trial binder and courtroom blow ups, subdivided into sections and categories. Some more tech-savvy lawyers like to show up with their laptops and iPads loaded up with Powerpoint presentations and all the x-rays, expert disclosures, and other key demonstrative evidence. Whether you’re new school or old school, the point is that you come into the room with everything all teed up, so you can walk the mediator through all the essential elements of the case. A lawyer who walks into a mediation session with nothing more than a few bullet points jotted down a yellow piece of paper and a disorganized redwell is doing a disservice to his client, by squandering a real settlement opportunity for want of proper preparation.

We should clarify, though, that a trial binder, blow-ups and visual aides are impressive but also not always necessary. In fact, we’ve worked with some excellent trial attorneys who show that they are trial ready in mediation sessions without a single piece of paper. They prefer to sit down in front of the mediator, defense attorney and adjusters and present all the facts and evidence purely from memory. This can be equally effective because it shows the lawyer’s ultimate ease and confidence with the facts and legal issues. It’s not a matter of bluffing so much as a different way of demonstrating the level of your preparedness.

A final point about preparedness: we think it makes sense to have all of your experts lined up with your 3101(d) expert exchanges in the hands of the defense. Some lawyers we know don’t want to spend the money until they have feel they must. But we think that’s penny-wise and pound-foolish. Nothing can be as effective as putting your money behind your case before mediation in order to demonstrate your commitment and confidence in a case.

In our experience, attending hundreds of mediations over the years, we see coming in prepared as the single most important determinant of success. Preparation, Preparation, Preparation. The more prepared a lawyer is, the better the outcome in mediation is going to be.

Filed Under: Insurance Adjustors, Legal Technology, Mediations Tagged With: insurance adjustors, legal tech, mediation, settlements, trial-ready

How to Get the Most Out of Mediation

April 14, 2015 by Randy Levine 2 Comments

shutterstock_221213716This week we begin a new series of blog posts about how lawyers can get the most for their clients out of the mediation process. This topic is fundamental to our business. We are, after all, settlement consultants and advisors. We have extensive experience and insight into how structured settlements can be used to help maximize recovery for clients and we often end up playing a much broader role, advising more generally on settlement strategy. We attend a lot of mediations over the course of a year. This gives us a good opportunity to constantly refine our views about the approaches and tactics that are likely to work best.

We kick off this series of blog posts with a bit of common sense advice. One of the most important things to ensure a successful mediation is to make sure that you have all the right people in the room with the mediator. This may sound obvious to some of you but you would be surprised by how frequently we see lawyers fail to pay heed to this essential point. As Woody Allen once said, “80 percent of success is just showing up.” Nowhere is this more apt than when it comes to mediation; except in the case of mediation, it’s not enough for just the plaintiff and counsel to show up — you need all the right parties on the other side too.

Sometimes this may not be so easy to accomplish. The insurance industry has been following the general trend in the business world by cutting costs for many key functions. We see this particularly when it comes to the role of insurance adjustors, many of whom now work remotely. We call these folks pajama adjustors because most often when we interact with them, they are sitting in front of a computer screen in their home.

This presents a problem when it comes to mediation. It’s not a problem with the pajamas, per se.  But our general experience is that mediation never works well unless all the necessary parties to a settlement gather together around the same table. Real eye contact is a necessary ingredient of negotiation because you have to build a sense of rapport and trust with your adversaries in order to be able to compromise. Dialing in by phone just won’t cut it. You’re paying the mediator good money for his or her expertise, and if the mediator cannot talk to the adjuster — the decision-maker on the defense side — than he or she can not effectively do their job. Having the adjuster on the phone means that the mediator’s message is going through defense counsel, who often have their own agenda for filtering that message.

In most cases, the problem is further complicated by the fact that the defense will often be insured with multiple layers of coverage. Assuming the damages exceed the primary layer, it’s going to be impossible to settle the case unless the excess coverage provider is also sitting at the table. For the plaintiff, this means there’s really no reason to participate in mediation unless all parties necessary to settlement are present or at least represented.

Getting the most out of your mediations is beneficial to you and your clients because everyone saves a lot of time and money by not going to trial. Start by showing up and stay tuned over the next few weeks for more pointers about how to position yourself and your client to take advantage of your next mediation session.

Filed Under: Insurance Adjustors, Legal Technology, Mediations Tagged With: insurance adjustors, litigation, mediations, plaintiffs, trial-ready

« Previous Page

Recent Posts

  • ABLE Accounts: providing a better life experience for New York’s disabled residents
  • Bringing Your Client to Mediation: the pros and cons considered
  • How To Identify Which Cases Are Ripe For Mediation
  • The CMS Recovery Portal: helping put money in your pocket faster
  • Getting the Most of Out of Your Next Mediation

Search

Tag Cloud

ABLE ACT 2014 Affordable Care Act Amos v Rodman annuity chronic condition confidentiality clause Dennis Rodman Erisa financial planning Health care insurance adjustors IRS law lien resolution Life Care Plan Life Insurance Benefits litigation mediation mediations mediator Medicaid Medical Law Medicare Medicare Liens Medicare Secondary Payer Act Medicare Set Aside medicare set asides MSA MSP notice of hardship conversion Obama Care personal injury law plaintiff plaintiffs private letter ruling settlements Special Needs Trust structured settlements tax free tax free annuity tax free income tax on settlements trial-ready Wrongful Death Wurtz v The Rawlings Company

Our Mission

As a settlement consulting company owned and run by practicing trial attorneys, ESS brings you true plaintiff-based settlement consultants that are dedicated to serving the plaintiff’s bar and remaining on the cutting edge of settlement planning.

Follow Us Online

  • Facebook
  • Google+
  • Linkedin
  • Twitter

Our latest posts

  • ABLE Accounts: providing a better life experience for New York’s disabled residents
  • Bringing Your Client to Mediation: the pros and cons considered
  • How To Identify Which Cases Are Ripe For Mediation
  • The CMS Recovery Portal: helping put money in your pocket faster
  • Getting the Most of Out of Your Next Mediation

Connect With Us

ESS Settlement Services

P: 844-ESS-1212
F: 866-977-1201
E: info@esqsettlements.com
©2015 ESS Settlements Services, LLC - All Rights Reserved

Structured Settlements provided by Sage Settlement Consulting